HOME LOANS

Veterans and Active Duty, National Guard, and Reserve Service members may be eligible for VA’s home loan program. VA loans have favorable terms, including no down payment or mortgage insurance premiums.

• Guaranteed Loans: VA can guarantee a portion of a loan made by a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or a condominium unit for your own personal occupancy. VA also guarantees loans for building, repairing, and improving homes.
• Specially Adapted Housing Grants: Certain severely disabled Veterans and military personnel can receive grants to adapt or acquire suitable housing.